COME HANG OUT IN THE GROUP
Saturday, June 3, 2023
Top-Rated Senior Lifestyle Magazine
ADVERTISEMENT
  • HOME
  • ABOUT
    • Our Mission: 50 Plus Today, Senior Lifestyle Magazine
    • Our 50PlusToday Team
    • 50PlusToday Advisory Council
    • In the News
    • Subscribe
    • Contact Us
  • WORK WITH US
    • Be Our Guest – 50PlusToday Online Senior Lifestyle Magazine
    • Advertorials (Sponsored Content) 50PlusToday
    • Online Advertising Agreement
    • Join Our Advance Book Review Team
    • The 50PlusToday SECOND ACT Award
  • HOT TOPICS
    • Health
    • Living
    • Money
    • Recipes
    • Second Act
    • Technology
    • Travel
    • Work & Purpose
    • Gift Guides
    • Product Reviews
  • GIFT GUIDES
  • 50PLUS DIRECTORY
    • 50PLUS BUSINESS DIRECTORY
    • EVENT CENTER
      • FIND AN EVENT (FREE!)
      • ADD AN EVENTS (FREE!)
No Result
View All Result
  • HOME
  • ABOUT
    • Our Mission: 50 Plus Today, Senior Lifestyle Magazine
    • Our 50PlusToday Team
    • 50PlusToday Advisory Council
    • In the News
    • Subscribe
    • Contact Us
  • WORK WITH US
    • Be Our Guest – 50PlusToday Online Senior Lifestyle Magazine
    • Advertorials (Sponsored Content) 50PlusToday
    • Online Advertising Agreement
    • Join Our Advance Book Review Team
    • The 50PlusToday SECOND ACT Award
  • HOT TOPICS
    • Health
    • Living
    • Money
    • Recipes
    • Second Act
    • Technology
    • Travel
    • Work & Purpose
    • Gift Guides
    • Product Reviews
  • GIFT GUIDES
  • 50PLUS DIRECTORY
    • 50PLUS BUSINESS DIRECTORY
    • EVENT CENTER
      • FIND AN EVENT (FREE!)
      • ADD AN EVENTS (FREE!)
No Result
View All Result
Top-Rated Senior Lifestyle Magazine
No Result
View All Result
Home medicare

65 and Still Working? What About Medicare?

04/16/2023
in medicare
A A
0
How Does Medicare Work if I am Still Working?
0
SHARES
0
VIEWS
ADVERTISEMENT

Table of Contents

  • How Does Medicare Work If I Am Still Working at Age 65?
  • Let’s talk about Medicare
  • Do I need to apply for Medicare Part B if I still work at 65?
  • If eligible, can I drop my employer plan?
  • What if I am covered under my spouse’s employer plan?
  • The bottom line
  • About the author:
Views: 108

by Stacy Calloway, Medicare Expert (UnitedHealthcare Medicare Solutions)

How Does Medicare Work If I Am Still Working at Age 65?

Let’s talk about Medicare

Confused by all the Medicare rules? You’re not alone. And if you have a question, chances are others have the same one. Our Medicare expert is available to address your concerns (Email your questions anonymously to us; please title your email 50PLUSTODAY).

Today’s column addresses the ins and outs of Medicare Part B (Medical insurance) when you choose to work past age 65.

Do I need to apply for Medicare Part B if I still work at 65?

This is probably the most frequently asked question I receive. I wish I could provide a “one size fits all” type of answer, but my typical response is “It depends on your situation”.

Will your employer allow you to stay on their plan at age 65?  Some employers do, others don’t. This conversation is definitely one to have with Human Resources.  If they allow you to remain on the employer plan, you may be able to delay applying for Part B ( Medical insurance).  If there are 20 or more employees at the company, you can opt to delay Part B without a late enrollment penalty.  With less than 20 employees, you need to enroll in Part B when you are eligible.  In this case, Medicare becomes your primary insurance and your employer plan secondary.

If eligible, can I drop my employer plan?

If I am eligible, can I drop my employer plan, and just go on Medicare?  Yes, you can. In fact, Medicare may be less expensive than your employer plan. Not only that, when you add a Medicare Advantage plan, you may receive more benefits than your employer plan provides.

Keep in mind Medicare is individual health insurance, not a family plan.  So, if you decide to go on Medicare while still working and your spouse is on your employer plan and not yet eligible for Medicare, your spouse needs to find other insurance.

What if I am covered under my spouse’s employer plan?

What if your spouse’s plan covers you when you become eligible for Medicare? You can elect to keep both, or drop the employer plan from your spouse and just go on Medicare.  If you decide to keep both, Medicare can be primary or secondary depending on the number of employees in the company.

The bottom line

So to answer to the question, “How does Medicare work if I am still working at age 65?”, I will stress that you need to speak to a Medicare professional. The answer varies depending on your specific situation. As I said above there is no one answer that applies to everyone. I wish there was. A trusted Medicare expert can provide guidance on the plan that will work best for you.

 

If you have any questions that you would like answered in this column, submit your questions to stacycalloway843@gmail.com and title your email 50plusToday, or if you would like a consultation, please visit my website at www.myagentStacyCalloway.com.  Thanks!!

About the author:

medicare Stacy Calloway is an experienced Insurance Agent licensed in the state of Texas and currently contracted with UnitedHealthcare Medicare Solutions. Stacy educates Medicare beneficiaries on the different parts of Medicare, prescription drug plans and the benefits of becoming a Medicare Advantage or Medicare Supplement member with UnitedHealthcare. unitedhealthcare

RELATED ARTICLES:

Straight Talk About Medicare: the Wrong Plan Can Cost You 

Medicare Simplified: Your Questions Answered 

Previous Post

Alert! Watch Out for Artificial Intelligence Scams (AI Voice Scams)

Next Post

Second Act Of The Month Award for May 2023: Terry Dry

POPULAR

independent medicare agent
medicare

Straight Talk About Medicare: The Wrong Plan Can Cost You

09/18/2022
medigap or medicare advantage
All Trending Articles

Medigap or Medicare Advantage? Which One to Buy and What’s the Difference?

10/02/2021
Medicare Part B Enrollment
All Trending Articles

Medicare Part B Late Enrollment Penalty: How to Avoid It

10/02/2021
Next Post
terry dry

Second Act Of The Month Award for May 2023: Terry Dry

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recipe Rating




This site uses Akismet to reduce spam. Learn how your comment data is processed.

As an Amazon Associate I earn from qualifying purposes.

Recent Posts

  • 8 Easy Ways to Protect Yourself From Skin Cancer and Why
  • Edamame, Chickpea and Craisin Salad with Feta Cheese
  • The Truth About Falling – Don’t Fall for These 3 Myths
  • Help-How To Stop Snoring?! Here’s What I Learned from Chat GPT
  • BOOK GIVEAWAY: Fifth Avenue Glamour Girl by Renee Rosen

distinctive life
gymglish




Try AARP's #1 Health App Now!

MIGHTY HEALTH is the first fitness and wellness app designed specifically for people over 50.

INCLUDES:
*Your own health coach
*Daily workout videos
*Personalized nutrition/exercise plans *Supportive community

START TODAY!

ACCESSIBLE AIRBNB HILL COUNTRY TX

Accessible Airbnb

Latest Reviews

  • BOOK GIVEAWAY: Fifth Avenue Glamour Girl by Renee Rosen
    4.65
  • Movie Review: Are You There God? It’s Me Margaret
    4.65
  • BOOK REVIEW: The Audrey Hepburn Estate by Brenda Janowitz
    4.5

DISCLAIMER: The health and wellness information included on this website is not a substitute for or a replacement of professional medical advice, diagnosis, or treatment.

  • Privacy Policy
  • Disclosure
  • Sitemap
  • Contact

© 2022 50PlusToday. LLC All Rights Reserved

No Result
View All Result
  • HOME
  • ABOUT
    • Our Mission: 50 Plus Today, Senior Lifestyle Magazine
    • Our 50PlusToday Team
    • 50PlusToday Advisory Council
    • In the News
    • Subscribe
    • Contact Us
  • WORK WITH US
    • Be Our Guest – 50PlusToday Online Senior Lifestyle Magazine
    • Advertorials (Sponsored Content) 50PlusToday
    • Online Advertising Agreement
    • Join Our Advance Book Review Team
    • The 50PlusToday SECOND ACT Award
  • HOT TOPICS
    • Health
    • Living
    • Money
    • Recipes
    • Second Act
    • Technology
    • Travel
    • Work & Purpose
    • Gift Guides
    • Product Reviews
  • GIFT GUIDES
  • 50PLUS DIRECTORY
    • 50PLUS BUSINESS DIRECTORY
    • EVENT CENTER
      • FIND AN EVENT (FREE!)
      • ADD AN EVENTS (FREE!)

© 2022 50PlusToday. LLC All Rights Reserved